Tools

Free calculators built for South African salaries, prices and interest rates. No signup, no email required, nothing stored.

Credit health checklist

Eight questions, about a minute. Where you stand with lenders right now, and what to fix first.

Affordability calculator

What you can realistically repay each month, and roughly what that buys on a car or a bond, with a buffer built in for the month something goes wrong.

Loan repayment calculator

What a loan really costs once interest and fees are counted, not just the monthly figure the lender quotes you.

Rate change calculator

When the repo rate moves, see exactly what your bond and car instalments become, what it costs over the remaining term, and what the fuel change adds on top.

Coming soon

  • Compound interest calculator
  • Rewards programme value checker