What a fuel increase actually does to your budget
Your tank, your taxi fare and your groceries respond to a fuel increase very differently. The numbers on all three, and which one is actually your problem.
Kgothatso Moleke
How interest rate changes affect what you pay in South Africa
Repo, prime and your instalment: which debts move when the Reserve Bank changes rates, how much a quarter-point actually costs, and what to do either way.
The repo rate went up and so did petrol: what September actually costs you
Petrol up R1.34 a litre, diesel up over R3, and the repo rate raised to 7.25%. What the combined hit looks like on a real household budget, and the four things that actually help.
Getting a home loan in South Africa: what banks assess and what it really costs
A bank lends what it thinks you can repay, at a rate set by your credit record. The transfer duty table, the cash costs you cannot bond, what a better record is worth, and the order that works.
Debt review in South Africa: how it works, what it costs, and when it is the wrong choice
Debt review restructures what you pay and stops creditors acting against you, in exchange for no new credit until it is finished. How the process runs, what it really costs, the termination risk, and how to exit with a Form 19.
How to fix a bad credit record in South Africa: the full roadmap
There is no blacklist in South Africa. There is a credit record, and it can be corrected. A step-by-step guide to reading your report, disputing errors, clearing paid judgments and rebuilding.