Education, not financial advice
Everything on RandGuideZA is general information and financial education. It does not take your personal circumstances, income, debts or goals into account, and it is not financial advice as defined by the Financial Advisory and Intermediary Services Act (FAIS). We are not a registered financial services provider. Before acting on anything you read here, consider speaking to a registered financial adviser.
Affiliate links
Some pages on this site may contain affiliate links. If you click one and sign up for a product, we may earn a commission at no extra cost to you. This never changes what we write: products are included or left out on merit, and we say plainly when something is not a good deal. Any page carrying affiliate links is labelled.
Credit providers
We only discuss credit providers registered with the National Credit Regulator (NCR). We do not promote unregistered lenders, “guaranteed approval” offers, or anyone asking for an upfront fee before a loan is paid out. If you are considering a lender, check their NCR registration number first.
Accuracy and dates
Interest rates, fees and prices change. Every guide shows when it was last updated, and we name our sources. We check our content regularly, but always confirm current figures with the provider before making a decision.